Packages and Coverages

Comprehensive Package
All Perils on buildings and personal property at replacement cost
(includes swimming pool and permanently installed hot tub)
Personal Property (coverage may be reduced)
Detached Private Structures (coverage can be removed)
Additional Living Expense
Sewer Backup
Additional Rebuilding Cost Coverage (when requested)
Identity Theft
Earning Loss

Broad Form Package
All Perils on buildings at replacement cost coverage
(includes swimming pool and permanently installed hot tub)
Named Perils on personal property at replacement cost
Personal Property (coverage may be reduced)
Detached Private Structures (coverage can be removed)
Additional Living Expense
Sewer Backup
Additional Rebuilding Cost Coverage (when requested)
Identity Theft
Earnings Loss

Named Perils Package
Named Perils on buildings and personal property at replacement cost coverage
Personal Property (coverage may be reduced)
Detached Private Structures (coverage can be removed)
Additional living expense

Identity Theft
Earnings Loss