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Best coverage to suit your business

Bay of Quinte Mutual Insurance Co. understands the money and hours you have put  into your business.  Our insurance is designed to protect that investment.  We believe each business is unique.  Our commercial insurance offer policies designed for specific types of businesses that allow you to customize coverages to suit your needs.  If our package policies don’t fit your business, we can design a policy to fit your enterprise.

From start-ups to well-established companies, our policies provide peace of mind so you can focus on growing your business. 

Office Packages

Retail Business


Weekly Rental (Year Round)


Our Commercial packages offer protection for:


Retail Stores



Bed & Breakfasts


Residential Rentals

Vacation Rentals

We also offer protection for:

Pollution Damage at Insured Premises

Loss of Business Income

Cyber and Data Compromise

Building Damage by Theft

Personal Property of Officers, Employees and Volunteers


Equipment Breakdown

Commercial Liability

Director & Officers Liability

Commercial Buildings

Contingent Loss of Income

Building By-law and Code Compliance

Require additional coverage?

Your broker can provide a complete list of coverages, and customize a package to fit your requirements. Discuss your insurance options today.

Our sole purpose is to serve
our policyholders.

Since 1874, Bay of Quinte Mutual Insurance Co. has been providing peace of mind and protection to policyholders in the communities of eastern Ontario.

We are community focused.  Our staff and directors live in your communities.  We employ local people, buy and invest locally and give back to the community.

We put you first every step of the way! Our purpose is to serve you, not earn a profit for shareholders.  We believe in personal service – a friendly person answers the phone, claims adjusters will assist you in person, not at a call centre.  Our loss prevention team will visit your property to help ensure your safety.


Find a broker or agent Meet our team
145 years experience
28 team members
17000 policies written

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