613-476-2145 
Best coverage to suit your home
Everyone’s home is special. With that in mind, our policies provide peace of mind and protection for whatever type of home you live in. For over 145 years, Bay of Quinte Mutual Insurance Co. has been offering a wide range of residential insurance protection that allows you to customize your homeowners package with the coverage you need while staying within your budget.
Homeowners
Vacation Properties
Tenants Package
Condominiums
Home Share
Our Residential policies offer protection for:
Your Home and Personal Belongings
Personal Liability
Small Structures Located on your Property
Identity Theft Protection
Additional Living Expenses Incurred as a Result of a Claim
Sewer, Septic Tank, Drain and Sump-Pump Backup
Special Coverages Related to Condo Ownership
Children Away Full-Time at College/University
Watercraft, Home Operated Businesses
Alternative Energy Systems, Homes Under Construction
We offer several ways to lower your premium:
Choosing a Larger Deductible
Customizing the Amount of Personal Property Coverage
Claims Free Discount
Mature Citizen Discount
Alarm System Discount
New Home Discount
First Home Discount
Standby Generator Discount
Require additional coverage? We can help!
Your broker can answer any questions, provide a complete list of coverages, and customize a package to suit your needs.
Our sole purpose is to serve
our policyholders.
Since 1874, Bay of Quinte Mutual Insurance Co. has been providing peace of mind and protection to policyholders in the communities of eastern Ontario.
We are community focused. Our staff and directors live in your communities. We employ local people, buy and invest locally and give back to the community.
We put you first every step of the way! Our purpose is to serve you, not earn a profit for shareholders. We believe in personal service – a friendly person answers the phone, claims adjusters will assist you in person, not at a call centre. Our loss prevention team will visit your property to help ensure your safety.